Retirement Center

Your money grows on a tax-deferred basis. Tax-deductible contribution limits apply.

Your money grows on a tax-free basis, but your contributions are not tax-deductible.

Compare the differences between the two major types of IRAs.

A Simplifed Employee Pension (SEP) is a retirement plan for small businesses and the self-employed (incorporated or unincorporated). All contributions are made by the employer to a SEP IRA and contributions grow on a tax-deferred basis.

A Savings Incentive Match Plan for Employees (SIMPLE) is a retirement plan for small businesses and the self-employed (incorporated or unincorporated).

If you are changing jobs, there are unique choices you can make regarding your retirement savings. In this section you can learn about the distribution options and potential tax consequences involved.

When an IRA holder reaches the age of 70½, he must take an IRS-mandated minimum annual withdrawal from his retirement plan.

Contribution limits change from year to year. Contribution deadlines for some products differ.

Transferring your IRA to Sit Mutual Funds is easy.

Offering a retirement plan to your employees can help reduce turnover and attract good workers.

Find all of the paperwork specific to your retirement account in one place.