The following is printed from www.sitfunds.com
Sit Mutual Funds will use reasonable effort to include accurate and up-to-date information, but makes no warranties or representations as to the accuracy or completeness of the information contained on the website. Sit Mutual Funds and its affiliates shall not be liable for damages of any kind arising out of your access, or inability to access, or your reliance on the information on www.sitfunds.com.
Sit Mutual Funds reserve the right, at our discretion, to change, modify, add or remove portions of this legal information at any time.
Clicking on certain links within www.sitfunds.com will take you into other web sites, for which Sit Mutual Funds can take no responsibility with respect to the accuracy, timeliness, or safety of the content of the site. A link to a site outside Sit Mutual Funds is not an endorsement of the site, its content, or its sponsoring organization.
Past performance is no indication of future results. Principal values, share prices, and investment returns fluctuate with changes in market conditions. Your investment may be worth more or less than your original cost when you redeem your shares. Recent high double or triple digit returns were obtained during unusually favorable market conditions and may not be repeated or consistently achieved in the future.
Read the prospectus carefully before you invest in any fund. The prospectus contains information on a fund's objectives and strategies, risks and expenses. Read it carefully to make sure the fund is appropriate for your goals and risk tolerance.
Consider the impact of taxes. Mutual fund shareholders may receive taxable dividends and capital gains. Taxes on such items can affect the returns you realize from your mutual fund investment. At Sit Mutual Funds, we don't offer tax advice except to suggest that you consider the impact of taxes and that you may want to consult with your tax advisor before making any mutual fund investment.
Sit Developing Markets Growth Fund and Sit International Growth Fund invest in international securities, which can involve different risks than U.S. investments. The risks include currency exchange fluctuations, high volatility, illiquidity and the possibility of political instability.
Sit Science and Technology Growth Fund primarily invests in companies involved in the technology sector. An investment in this Fund may involve a greater degree of risk than an investment in mutual funds with greater diversification.
Sit Small Cap Growth Fund and Sit Mid Cap Growth Fund primarily invest in stocks of small-and mid-sized companies. Such companies may be subject o more abrupt or erratic market movements than stocks of larger, more established companies.
Sit Money Market Fund is not insured or guaranteed by the U.S. government. There can be no assurance that the Fund will be able to maintain a stable $1.00 share price.
We collect nonpublic personal information about you from the following sources:
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information
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